Make the Most of Your Benefits
What to Know
Many people write resolutions designed to improve their well-being in the new year. Qnity is committed to providing the resources to help you meet your goals, If you’re feeling up for a challenge, check off every box below this year.
Understand Your Medical Benefits
Review the details of how your medical benefits work and what you’ll pay when you receive care this year.
If you need support, connect with Aetna One Advisor (A1A) at any time for help using your Qnity medical benefits. A1A can help you with anything from finding a provider to working through complex claims issues.
Schedule Preventive Care Visits
Some of your most important doctor’s appointments aren’t when you’re sick. Plan now for things like your annual physical, well woman exam, flu shots, and other immunizations.
Earn the Healthy Incentive Credit
Participating in the Qnity Healthy Living Program and earning the Healthy Incentive Credit is a great way to help you start the year by putting your health first.
Through this program, if you complete various healthy living activities and earn 6,000 points or more in each of the first three quarters of the year, you’ll earn the full Healthy Incentive Credit, which is $480 off your Qnity Medical Plan premiums in 2027. You can also fast-pass the process and receive all your points through one preventive care visit.
The points you earn across all four quarters can also be redeemed for gift cards and merchandise from the Personify Health (formerly Virgin Pulse) online store.
Spend Time With Loved Ones
Plan how you’d like to use your paid time off in 2026.
Prioritize Your Well-Being
Check out the well-being benefits you can use throughout the year.
- WeightWatchers: Qnity covers the cost of the Digital Plan at 100% for you and your spouse or domestic partner.
- Hinge Health: A free digital physical therapy program for pain management
- Personify Health (formerly Virgin Pulse): A well-being platform that helps inspire movement, balance and reduce stress, and form healthy habits
- Employee Assistance Program (EAP): Receive 12 free sessions you and your family members can use for everything from overcoming everyday obstacles to handling major life challenges.
- Lyra Health: Access to additional mental health and well-being resources, if you’re enrolled in a Qnity Medical Plan
- Telemedicine: Get care from anywhere — on the go or from the comfort of your home. Register online through Teladoc today, so you can easily use this benefit when you need it next year.
Lean on Family Support Programs
We offer support for your family, too! Lean on RethinkCare for support for children with developmental challenges, such as learning disabilities, ADHD, or autism
Maximize Your Health Savings Account (HSA)
Depending on which Qnity Medical Plan you’re enrolled in, you can participate in the Health Savings Account (HSA) by reviewing your 2026 HSA contributions and considering the amount of money you’re setting aside this year.
Because the HSA has no “use-it-or-lose-it” rule, any unused funds in your account roll over from year to year and are yours to keep, even if you change Qnity Medical Plans, leave the company, or retire.
Visit Bank of America’s website to change your contribution amount at any time.
Review Your Qnity Retirement Savings Plan (RSP) Contributions and Investments
In 2026 you can make before-tax, Roth, or after-tax 401(k) contributions of up to 90% of your eligible compensation, subject to the IRS annual limit.
In addition, you can also choose how your RSP will be invested. The RSP’s investment options include funds that invest in different securities with various objectives and strategies.
Visit Merrill’s website at any time to make changes to your RSP contributions or investments.
