2027 Annual Enrollment
What to Know
Your benefits are one of the most powerful ways to support your physical, mental, and financial well-being. Annual Enrollment begins November 2 and ends November 13, 2026. This is your opportunity to review your benefit options, make informed enrollment decisions, and select the coverage and resources that best fit your needs for the year ahead.
What’s New and Changing in 2027?
We heard you. This year Qnity conducted a comprehensive review of our health plans and vendor partners, including benchmarking our benefits against the market to ensure they remain competitive. We also gathered feedback directly from employees through focus groups. Your insights helped shape the benefits experience we’re delivering next year. The following changes will take effect January 1, 2027.
We’re Expanding Access to Health Care Screenings
For 2027 more screenings, such as mammograms and colonoscopies, will be available with fewer age and frequency restrictions, and you’ll pay less out of pocket after meeting your deductible. Depending on the medical plan you choose, some screenings may also be covered before the deductible. For details, refer to the Aetna Summary Plan document on the Qnity Benefits Hub. These enhancements are designed to make preventive care more accessible and help support earlier detection and better health outcomes.
Earn More Healthy Incentive Credits for Taking Preventive Care Action
We’re making preventive care more rewarding. Starting in 2027, completing eligible preventive care services can earn you up to $600 annually in Healthy Incentive Credits, which will help to further reduce your Qnity medical plan premiums. It’s one more way we’re investing in your well-being and rewarding healthy habits.
Updates to 2027 Medical Plan Costs
While the amount you pay in medical coverage is increasing next year, your deductibles and copays will remain the same. In addition, if you’re enrolled in the Core or the Premium Saver medical plan options, we’re increasing the contribution we make to your Health Savings Account (HSA). The new Qnity HSA contribution will be $700 per year for individual coverage and $1,400 per year for family coverage. To review your current monthly premium amounts, go to the What Does It Cost? page.
Monthly Medical Premiums With Healthy Incentive Credit Applied
Core Option
Traditional Copay PPO Option
Premium Saver Option
You Only
You + Spouse/
Domestic Partner
You + Child(ren)
You + Family
Monthly Medical Premiums With Healthy Incentive Credit Excluded
Core Option
Traditional Copay PPO Option
Premium Saver Option
You Only
You + Spouse/
Domestic Partner
You + Child(ren)
You + Family
Did You Complete Your 2026 Healthy Incentive Activities?
If you completed your 2026 Healthy Living Program requirements by September 30, 2026, your Healthy Incentive Credit of $600 will automatically be reflected in the 2027 medical premium rates shown in the system during Annual Enrollment.
Access More Convenient Care at No Cost
Beginning January 1, 2027, employees enrolled in a Qnity medical plan will have access to eligible Teladoc virtual care services at no cost. Whether you have a minor illness, a health question, or simply want the convenience of receiving care from home, Teladoc provides fast and easy access to licensed healthcare providers when you need them. It’s one more way Qnity is helping remove barriers to care while making healthcare more accessible and affordable.
Enhanced Orthodontia Coverage, Same Dental Premiums
We’re enhancing orthodontic coverage under the Dental High option by increasing the lifetime orthodontia maximum from $2,000 to $3,000 per covered person, regardless of age. This enhancement provides an additional $1,000 in coverage for treatment that begins on or after January 1, 2027, to help offset the cost of orthodontic treatment for you and your eligible dependents.
Even better, your dental plan premiums are not changing in 2027. You’ll receive more value and greater financial support for orthodontic care while continuing to pay the same amount for coverage. As a reminder, here’s what you’ll pay for dental coverage in 2027.
Standard Option
High Option
You Only
You + Spouse/
Domestic Partner
You + Child(ren)
You + Family
Introducing a New Vision Provider and Plan Option
Beginning January 1, 2027, Qnity’s vision coverage will transition from VBA to MetLife Vision. This change gives you access to a broader network of vision care providers and expands your benefit choices. In addition to the current plan, you now have the option to enroll in a new High Plan, allowing you to choose the level of coverage that best fits your needs.
Annual Vision Plan Highlights
Standard Plan
In-Network
Standard Plan
Out-of-Network
High Plan
In-Network
High Plan
Out-of-Network
Eye Exam
Eyeglass Lenses and/or Frames
Necessary Contact Lenses
Cosmetic Contact Lenses
(in lieu of glasses)
Monthly Vision Premiums
Standard Plan
High Plan
You Only
You + Spouse/
Domestic Partner
You + Child(ren)
You + Family
Contribute More to Your Savings and Spending Accounts
To help you prepare for future healthcare and family expenses, contribution limits for both the Health Savings Account (HSA) and Dependent Day Care FSA are increasing in 2027.
These increased limits allow you to set aside more tax-advantaged dollars to help cover eligible expenses and support your financial well-being.
HSA
2026 Contribution Limit
2027 Contribution Limit
You Only
You + Family
Remember, Qnity has increased the annual company contribution to your HSA to $700 for employee-only coverage and $1,400 for family coverage. These funds are available at the beginning of the year, giving you immediate access when you need them.
Dependent Day Care FSA
Amount You Can Set Aside*
Single or Married, Filing Jointly
If Your Spouse Earns Less than $5,000 per Year
Married, Filing Jointly, and Your Spouse’s Employer Offers a Dependent Daycare FSA
If Your Spouse Earns Less than $5,000 per Year
If Married Filing Separate Returns
*If you are a highly compensated employee (salary of $160,000 or more), you may contribute only $3,000 to your Dependent Care FSA in 2027. Other employees may continue to contribute $7,500.
Enhanced Vacation Accrual Schedule
We’re enhancing our vacation accrual schedule, effective January 1, 2027, as outlined below.
Years of Service
New Vacation Allotment
Qnity employees who were hired on or before December 31, 2006 by DuPont and are continuously employed by DuPont and Qnity receive 30 days of vacation beginning at 30 years of service.
Qnity employees who transferred to DuPont from Dow on April 1, 2019 and who accrued more than 25 vacation days in 2019 will continue to earn the same amount of vacation days going forward.
New Employee Discounts
Effective immediately, you have access to a free discount program designed to help you save on the products, services, and experiences you use every day. PerkSpot provides exclusive savings across hundreds of categories, including:
- Travel
- Theme parks and entertainment
- Retail shopping
- Cell phone plans
- Health and wellness programs
- Local and national discounts
You’ll also earn Perk Points on eligible purchases, which can be redeemed for additional savings. To get started, visit the PerkSpot website and register with your Qnity email address and access code “Qnityperks”.
Visit the Virtual Benefits Fair To Power Your Decisions
Enhance your benefits knowledge with educational content, vendor insights, and helpful resources designed to help you make the most of your benefits. Bonus: Visit all four virtual booths for a chance to win Shout Out points!
When You’re Ready to Enroll
Choose the enrollment method that works best for you.
Option 1: Enroll Online
Visit Qnity Benefits Hub and follow the online enrollment steps. All online elections must be submitted by 11:59 p.m. CT on November 13, 2026.
Option 2: Enroll by Phone
Call 1-844-764-8900, Monday through Friday, between 8:00 a.m. and 5:00 p.m. CT to complete your enrollment with a representative. All elections must be confirmed by 5:00 p.m. CT on November 13.
If You Don’t Enroll by the Deadline
If you don’t act by November 13, here’s what will happen.
- Your 2026 benefits elections and covered dependents will carry over into 2027 except for your Health Care and Dependent Daycare Flexible Spending Accounts (FSAs). To participate in these accounts, you must act every year.
- If you’re enrolled in the 2026 vision plan, your coverage will move to the Standard Plan with MetLife at the same coverage tier you currently have.
- You’ll miss your chance to purchase extra vacation hours for 2027.
- You will not have another opportunity to enroll unless you experience a qualifying life event, like marriage, divorce, or the birth or adoption of a child.
Questions About Your Benefits?
Call 1-844-764-8900, Monday through Friday, between 8:00 a.m. and 5:00 p.m. CT for support with your Qnity benefits.
Important Reminder
All benefit information on this website reflects 2026 benefits unless otherwise noted. This information will be updated for 2027 in January, when the new plan year begins. Any benefit changes for 2027 are highlighted in the What’s New and Changing in 2027? section.
